9999029170
Yes Bank Ltd
Financing Your Aspirations in Seconds
At YES Bank, we believe that your financial journey should be as fast and fluid as your life. As a pioneer in digital banking, we have redesigned the borrowing experience to be 100% paperless, transparent, and instantaneous. From securing your dream home to scaling your business, our “Loan in Seconds” technology ensures that your ambitions are never on hold.
Our Diverse Lending Ecosystem
We offer specialized credit solutions tailored for individuals, professionals, and entrepreneurs:
Personal Loans: Get up to ₹40 Lakh for weddings, travel, or emergencies with interest rates starting from 10.95% p.a. and 1-minute digital approval.
Home Loans: Attractive interest rates starting at 9.00% p.a. with flexible tenures up to 35 years and funding up to 90% of the property value.
Business Loans: Collateral-free funding up to ₹75 Lakh for self-employed professionals and MSMEs to meet expansion or working capital needs.
YES Khushi Home Loans: A unique affordable housing scheme for families with a monthly income starting as low as ₹9,000, requiring minimal documentation.
Vehicle Loans: Up to 100% on-road funding for new cars and attractive rates for used cars and two-wheelers.
Education Loans: Comprehensive financing for premier Indian and global institutes with tax benefits under Section 80E.
The YES Bank Edge: Speed Meets Convenience
What makes our lending process stand out in the Indian market?
| Feature | The YES Bank Experience |
| Loan in Seconds | 100% paperless, instant disbursal for pre-approved account holders via net banking/mobile app. |
| Flexible Tenures | Repayment periods ranging from 12 to 72 months (Personal) and up to 35 years (Home). |
| No End-Use Restrictions | Complete freedom to use your personal loan for any legitimate purpose. |
| Doorstep Service | For high-value loans, our executives provide personalized assistance for documentation and valuation. |
Your 100% Digital Path to Funding
Experience the speed of “New-Age” banking with our simplified 4-step process:
Instant Eligibility: Use our online calculators or the mobile app to check your eligibility in under 60 seconds.
Digital Verification: Link your Aadhaar and PAN for instant e-KYC—no physical document collection is required for digital loans.
Real-Time Sanction: Receive an in-principle approval and customize your EMI plan instantly.
Instant Disbursal: Sign the e-agreement and watch the funds hit your account in a matter of hours.
Empowering Bharat: MSME & Rural Finance
We are committed to the growth of India’s business backbone:
Smart Overdraft: Get an overdraft limit up to ₹1.5 Crore without the need for balance sheet assessment.
YES GST: Specialized funding up to ₹1 Crore based on your GST returns for quick working capital.
Micro Enterprise Finance: Dedicated support for small traders and retailers in rural and semi-urban areas.
"Banking that is built around you. At YES Bank, we say 'YES' to your dreams, 'YES' to your growth, and 'YES' to your future."
Ready to Say YES to Your Dreams?
Join millions of customers who experience the future of banking every day.