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Shriram Finance Ltd
Shriram Finance: Your Partner in Prosperity and Progress
At Shriram Finance, we believe that every individual’s ambition contributes to the nation’s growth. Formed by the merger of Shriram Transport Finance and Shriram City Union Finance, we are now India’s largest retail NBFC. With a legacy spanning four decades, we specialize in providing financial soulutions to the unbanked and under-banked, ensuring that credit is available to those who drive India’s economy forward.
Our Diverse Financial Ecosystem
We offer a comprehensive range of products designed to empower small businesses and individuals alike:
Commercial Vehicle Finance: We are the pioneers in pre-owned truck financing, helping drivers become owners.
Two-Wheeler Loans: Quick and easy financing for your daily commute, with attractive interest rates and minimal documentation.
Gold Loans: Instant liquidity against your gold ornaments with a transparent valuation process and secure storage.
Personal Loans: Unsecured funding for life’s immediate needs—be it medical, educational, or family celebrations.
SME & Business Loans: Specialized working capital and term loans to help small-scale industries and traders scale their operations.
Fixed Deposits: Secure your future with our High-Yield Fixed Deposits, rated “AA+ (Stable)” by leading credit agencies.
The Shriram Advantage: Rooted in Trust
Why over 7 million customers choose Shriram Finance for their financial journey:
| Feature | The Shriram Experience |
| Massive Network | Over 2,900+ branches and 64,000+ employees dedicated to serving you locally. |
| Inclusive Credit | We evaluate borrowers based on their character and cash flow, not just traditional paper trails. |
| Pre-Owned Specialist | The undisputed leader in financing used commercial vehicles and equipment. |
| Digital-First “Shriram One” | Manage your loans, pay bills, and invest in FDs—all through our integrated super-app. |
A 100% Digital Experience with Shriram One
Experience the convenience of modern banking combined with our traditional values:
Instant Eligibility: Check your loan limit on the Shriram One app using just your mobile number.
Paperless KYC: Complete your verification digitally via Aadhaar and PAN-linked services.
Fast Sanction: Receive an in-principle approval within minutes for Personal and Two-Wheeler loans.
Direct Payout: Once verified, the loan amount is credited to your bank account with minimal turnaround time.
Empowering the Transport & SME Sector
We understand the heartbeat of the Indian transport and small business industry:
Truck & HCV Finance: Comprehensive support for both new and used heavy commercial vehicles.
Farm Equipment: Financing for tractors and harvesters to empower our farming community.
Customized Business Loans: Whether you own a small retail shop or a manufacturing unit, we have a plan for you.
"Finance is not just about lending money; it’s about building lives. Shriram Finance: Progressing Together."
Start Your Progress Today
Join the millions who have grown with the Shriram family. Explore our products or visit your nearest branch.