Empowering Your Dreams with Joyful Financing

At Poonawalla Fincorp, we believe that taking a loan should be a source of progress, not stress. Part of the Cyrus Poonawalla Group, we are committed to providing “joyful financing”—a blend of competitive interest rates, a transparent digital journey, and a customer-first philosophy. Whether you are a salaried professional, a doctor, or an entrepreneur, we offer credit solutions that respect your time and value your ambition.

Our Specialized Product Suite

We provide a diverse range of financial products designed to cater to modern-day requirements:

  • Personal Loans: Access unsecured funding up to ₹30 Lakh with attractive rates and zero hidden charges—ideal for weddings, travel, or home renovation.

  • Professional Loans: Exclusively curated for Doctors, CAs, and CSs with specialized credit lines and preferential terms.

  • Business Loans: Collateral-free capital up to ₹50 Lakh to help SMEs and MSMEs manage working capital and fuel expansion.

  • Used Car Loans: High-value financing for pre-owned vehicles with flexible repayment tenures and quick processing.

  • Loan Against Property: Unlock the potential of your real estate for high-value personal or business requirements.

  • Machinery Loans: Empowering manufacturers with funds to upgrade to the latest technology and equipment.

The Poonawalla Edge: Why Borrow with Us?

We focus on a “frictionless” experience that sets us apart from traditional lenders:

FeatureThe Poonawalla Experience
Lowest Interest RatesWe offer some of the most competitive rates in the NBFC sector, starting at 9.99% p.a.*
100% Digital ProcessA completely paperless journey—from application to disbursement.
TransparencyClear communication on processing fees and zero hidden costs.
No CollateralGet substantial loan amounts for personal and business use without pledging assets.

Your 4-Step Digital Journey to Funding

Experience the most seamless borrowing process in the industry:

  1. Online Application: Enter your basic details and the loan amount you need on our website or app.

  2. Instant Eligibility: Receive an immediate credit decision based on our AI-driven assessment.

  3. Digital KYC: Complete your verification using Aadhaar and PAN-linked e-KYC.

  4. Quick Disbursal: Once the digital agreement is e-signed, the funds are credited directly to your bank account.

Specialized Focus: Professional Loans

We recognize the contribution of professionals to society. Our specialized loans for Doctors and CAs offer:

  • Minimal Documentation: Only a professional degree and identity proof are required.

  • Preferential Pricing: Discounted interest rates compared to standard personal loans.

  • Quick Sanction: Priority processing to ensure you can focus on your practice.

Empowering Small & Medium Enterprises (SMEs)

We understand that small businesses are the heartbeat of the economy. Our business loans offer:

  • High Loan Quantum: Up to ₹50 Lakh for eligible business entities.

  • Tenures up to 36 Months: Flexible repayment periods to match your business cycles.

  • Simple Eligibility: Focus on your business turnover and GST returns rather than heavy paperwork.

"Financial services should be simple, fast, and fair. At Poonawalla Fincorp, we make your aspirations our priority."

Ready to Experience Joyful Financing?

Check your loan eligibility or calculate your monthly EMI in seconds.

Apply for a Personal Loan