Piramal Finance Ltd

Piramal Finance: Financial Solutions for the Spirit of Bharat

At Piramal Finance, we believe that every dream—whether it’s owning a home, educating your child, or expanding a small shop—deserves a fair chance. We are committed to providing accessible and transparent credit to the hardworking people of India. By combining a “human touch” with modern technology, we ensure that financing is not just about numbers, but about empowering your future.

Our Core Lending Portfolio

We offer a wide array of retail and business credit solutions designed to be as diverse as our customers:

  • Home Loans: From purchasing a new flat to constructing a house on your own land, we offer affordable rates starting at 9.99% p.a.* with tenures up to 30 years.

  • Instant Personal Loans: Get unsecured funding from ₹25,000 to ₹5,00,000 for life’s unexpected expenses, weddings, or travel.

  • Business Loans: We support micro-entrepreneurs and SMEs with both secured and unsecured loans up to ₹2 Crore to help scale operations and inventory.

  • Used Car Loans: High LTV (Loan-to-Value) funding and flexible repayment options to help you own a quality vehicle at an affordable price.

  • Loan Against Property (LAP): Unlock the hidden value of your residential or commercial property to meet large-scale capital requirements.

The Piramal Advantage: "Neeyat" & Transparency

We are built on the values of Knowledge, Action, and Care, ensuring a superior borrowing experience:

FeatureThe Piramal Finance Experience
No Hidden ChargesComplete transparency in our fee structure—what we promise is what you get.
Inclusive LendingWe evaluate profiles based on potential and character, not just traditional documents.
Digital-First ProcessA 100% paperless journey through our app, making loans accessible anywhere in Bharat.
Pan-India PresenceWith 425+ branches and presence in 13,000+ pin codes, we are never too far from you.

Your 5-Step Digital Path to Funding

We have simplified our process to ensure that even those new to digital banking can navigate it with ease:

  1. Quick Eligibility: Enter your mobile number on our app or website to see your pre-approved offer.

  2. Digital KYC: Upload your Aadhaar and PAN for instant, secure verification.

  3. Offer Selection: Choose the loan amount and a comfortable monthly EMI that fits your income.

  4. Bank Integration: Securely provide your bank details for a seamless automated repayment setup.

  5. Direct Disbursal: Receive the funds in your registered bank account, often within the same working day.

Specialized Support for Small Businesses

We take pride in being a “SME Specialist.” Our business loans are designed for the backbone of the economy:

  • Micro-Loans: Small-ticket funding for local shops, traders, and service providers.

  • Secured Business Loans: Leverage your property for long-term capital up to 15 years.

  • Zero Foreclosure Charges: On many of our products, giving you the freedom to close your loan early without penalties.

"Financial progress is for everyone. At Piramal Finance, we are honored to be a part of your success story."

Ready to Start Your Journey?

Experience the warmth of human-centric banking combined with the speed of digital technology.

Apply via Piramal Finance