Personal Loan

Turn Your Aspirations into Reality with a Personal Loan

Whether you’re planning a dream wedding, renovating your home, or managing an unexpected medical emergency, our Personal Loans provide the financial support you need—without the stress. With competitive rates and a 100% digital process, we ensure that your big plans never have to wait.

At Yonti Finserv, we provide instant personal loans to help you manage your financial needs like home renovation, wedding, travel, education, or medical emergency.

Why Choose Our Personal Loan?

Our personal loans are designed to be a “multipurpose” financial tool with zero restrictions on how you use the funds:

  • No Collateral Required: As an unsecured loan, you don’t need to pledge any assets like your home or car.

  • Instant Digital Approval: Experience a paperless application process with approvals in as little as [Insert Time, e.g., 5 minutes].

  • Flexible Tenure: Choose a repayment period that suits your budget, ranging from 12 to 60 months.

  • Direct Bank Transfer: Once approved, the funds are credited directly to your bank account within [Insert Hours].

One Loan, Endless Possibilities

Our Personal Loan is truly “all-purpose.” Common uses include:

  • Debt Consolidation: Combine high-interest credit card debts into one manageable monthly EMI.

  • Home Improvement: Upgrade your living space, from modular kitchens to complete interior redesigns.

  • Travel & Leisure: Finally take that international vacation you’ve been dreaming of.

  • Education & Upskilling: Invest in specialized courses or higher education for a brighter career.

  • Special Occasions: Celebrate life’s milestones like weddings or anniversaries without compromise.

Features at a Glance

FeatureDetails
Loan AmountFrom ₹50,000 up to ₹1Cr.
Interest RateStarting as low as 9.97% p.a.
Processing FeeNominal fee of 1.5%
DocumentationMinimal (PAN, Aadhaar, & Income Proof)
Repayment ModeEasy Auto-Debit (NACH/E-mandate)

Simple 4-Step Application Process

  • Check Eligibility: Enter your basic details and income to see your pre-approved limit.

  • Select Plan: Choose the loan amount and a tenure (EMI) that works for you.

  • Verify KYC: Upload digital copies of your ID and address proof for instant verification.

  • Get Funded: Sign the agreement electronically, and the money is on its way to your account.

Am I Eligible?

To apply, you typically need to meet the following criteria:

  • Age: 21 to 60 years.

  • Employment: Salaried or self-employed with a stable income.

  • Income: Minimum monthly salary of ₹12,000.

  • Credit Score: A healthy score (e.g., 650+) ensures better interest rates.

"Financial freedom is not about having a lot of money; it's about having options. We give you the options you need."

💡 Why Choose Us:

Our Personal Loan is designed to offer you convenience, transparency, and speed. Whether you’re a salaried professional or self-employed, we ensure a seamless loan experience with instant approval and quick disbursal.

📲 How to Apply:

    1. Fill in the online application form
    2. Upload required documents
    3. Get instant approval and loan disbursal directly to your bank account
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