9999029170
IndusInd Bank Ltd
IndusInd Bank Loans: Responsive Financing for Your Every Milestone
At IndusInd Bank, we believe in providing credit that keeps pace with your life and business. Our diverse range of loan products is designed to offer maximum flexibility with minimum friction. Whether you are looking for an instant digital personal loan or a high-value home loan with doorstep service, we ensure your financial journey is smooth, transparent, and entirely centered around your needs.
Our Comprehensive Loan Suite
We offer a 360-degree range of financing solutions tailored to modern requirements:
Personal Loans: 100% digital process with instant approvals and disbursals, ideal for travel, weddings, or medical needs.
Home Loans: Attractive interest rates with funding up to ₹5 Crores and flexible tenures of up to 30 years.
Vehicle Loans: Specialized financing for new cars, used cars, and two-wheelers, including up to 100% ex-showroom funding for eligible profiles.
Business Loans: Unsecured “Small Ticket” business loans ranging from ₹2 Lakh to ₹50 Lakh to fuel your SME or startup growth.
Professional Loans: Customized credit lines for Doctors, CAs, and Engineers with preferential interest rates.
Gold Loans: Instant liquidity against your gold jewelry with a simple, transparent valuation process and minimal paperwork.
The IndusInd Advantage
What makes our lending experience distinct in the market?
| Feature | The IndusInd Experience |
| Instant Digital Disbursal | Personal loans sanctioned and disbursed in minutes for eligible customers via our digital platform. |
| Doorstep Service | For high-value loans like Home or Property loans, our executives visit you to collect documents and assist with the process. |
| Zero Foreclosure Charges | Available on select products (like floating-rate Home Loans), giving you the freedom to repay your debt early. |
| Flexible Repayment | Tenures ranging from 12 to 84 months for personal needs and up to 30 years for homeownership. |
100% Digital Journey: From Application to Disbursement
Experience a paperless borrowing process designed for the digital age:
Instant Eligibility Check: Enter your basic details online to see your pre-approved limit in seconds.
Digital Verification: Complete your KYC via our secure digital platform—no physical branch visit required.
Customized Offers: Select the loan amount and tenure that best fits your monthly budget.
Instant Credit: Once the e-agreement is signed, funds are transferred directly to your bank account.
Key Eligibility at a Glance
Age: 21 to 60 years (up to 70 for self-employed professionals at loan maturity).
Minimum Income: Starting from ₹25,000 per month for salaried individuals (varies by product).
Credit Score: A healthy score of 730+ ensures the most competitive interest rates.
Employment Stability: Minimum 2 years of work experience with at least 1 year in the current organization.
"Financial solutions that don't just solve problems, but open new doors. IndusInd Bank: Responsive Banking."
Ready to Power Your Aspirations?
Find the perfect loan for your needs or check your pre-approved offers today.