Home Loan

Turn Your Dream Address into a Reality with our Home Loan Solutions

A home is more than an asset; it is the foundation of your family’s future. Our home loan offerings are designed to make the transition to homeownership as smooth and affordable as possible. With competitive interest rates, flexible repayment options, and a transparent process, we help you step into your new home with complete peace of mind.

Owning a home is everyone’s dream — and at Yonti Finserv, we make it possible with our affordable and hassle-free Home Loans.

Whether you are buying a new house, constructing your dream home, or renovating your existing property, we provide customized home loan solutions that perfectly fit your needs.

Comprehensive Solutions for Every Property Need

We provide financing for more than just buying a house. Our specialized loan products cover:

  • Home Purchase Loan: For buying a ready-to-move-in property or a flat in a new project.

  • Home Construction Loan: Specifically for building a house on a plot of land you already own.

  • Home Extension/Renovation: Funds to add a new room or give your current home a modern makeover.

  • Plot Loans: Financing for the purchase of residential land for future construction.

  • Balance Transfer: Move your existing high-interest home loan to us for better rates and lower EMIs.

Why Choose Our Home Loan?

  • Lower Interest Rates: Benefit from industry-leading rates that keep your EMIs manageable.

  • Longer Repayment Tenure: Enjoy the flexibility of tenures up to 30 years, allowing for smaller monthly outgoings.

  • Expert Legal & Technical Assistance: Our team performs thorough due diligence on the property to ensure your investment is safe and legally sound.

  • No Hidden Charges: We believe in absolute transparency—no surprise fees during the loan lifecycle.

Eligibility & Documentation

We offer loans to both Salaried Individuals and Self-Employed Professionals.

Key Eligibility Criteria:

  • Age: 21 to 70 years (at the time of loan maturity).

  • Income: Minimum monthly income starting from ₹25,000.

  • Credit Score: A score of 650+ is preferred for the best interest rates.

Basic Documentation Checklist:

  • Identity & Address Proof: Aadhaar Card, PAN Card, Passport, or Voter ID.

  • Income Proof: Last 3 months’ salary slips, Form 16, or 2 years of audited ITR (for business owners).

  • Property Documents: Sale deed, allotment letter, and approved building plan.

Tax Benefits: Save While You Repay

A Home Loan is one of the most effective tax-saving tools available:

  • On Principal: Claim up to $1.5 Lakh (or local currency equivalent) under Section 80C.

  • On Interest: Claim up to $2 Lakh (or local currency equivalent) under Section 24(b).

"Owning a home is a milestone. We ensure the journey is as beautiful as the destination."

💡 Why Choose Yonti Finserv:

We understand how important your home is. That’s why we ensure a simple, secure, and smooth home loan process..

Our expert advisors guide you at every step — from application to disbursal — so that you can enjoy peace of mind and ownership without hassle.

📲 How to Apply:

  1. Fill out our online Home Loan form
  2. Submit basic documents
  3. Get quick approval and easy disbursal
Apply for Pre-Approval